March recap

Today is the last day of my education month. I did achieve a lot, but funnily enough it was all education on things other than my diploma. I barely looked at that all month.

Instead this month I attended the Aussie Bloggers Conference where I learnt a lot and got to meet other awesome bloggers.

I did work out a roster and sort of set a plan, but most of it got thrown out the window. Some of it has stayed and I am now tweaking it to suit me. I am glad though that I am getting more organised.

I did educate myself on my website and confirmed I am better off outsourcing that particular thing and have found someone awesome to do most of it, so once it is completed I will share.

I used twitter more and learnt a bit more about using it. I am still not really a fan and don’t update as often as I could, because it’s just not me. I will aim to update more regularly in April.

I finished reading Sweet Poison which was a real eye opener. I have also made some changes at home and have found a local market I like to get farm fresh produce. I also learnt a lot about gardening and things and planted some seeds, which are already sprouting.

So March I think ended up more successful than I thought.

Now onto April...

A tight spot financially

A couple of years ago my husband and I were in a really tight spot financially. It was so bad we honestly did not know from week to week how we were going to pay for everything. We were in debt and the only way we were going to be able to clear it was with the baby bonus as I was pregnant.

Our tough financial spot continued for 18 months. It started when I was pregnant and continued well after our daughter was born and into my 2nd pregnancy. We went from living in our home with our nieces and my sister to moving interstate, renting a very small, old and scummy 2 bedroom unit and my husband changing careers.

During a lot of this time my husband either worked casually or in not so well paid positions. He eventually did a course and got a much better paying job, so it was ok.

This week my husband reflected on the fact that we aren’t as good with our money as we used to be, meaning during that tight spot. There are a few reasons for that.

1.) We are renovating, so obviously we are spending money
2.) We just bought a new (to us) car (old one was dying)
3.) We now have 2 kids, so more food is consumed as well as much higher food prices
4.) I have no oven to cook with. A frying pan and slow cooker only go so far

I’ve had some big projects happening here, so frugality has been the last thing on my mind. When we were completely broke I did lots of things I haven’t been doing but would like to get back to doing because I enjoyed them. A lot of it takes time, but I loved it and loved the results.

I used to buy big boxes of apples, oranges, berries, tomatoes and things and make preserves such as jams and sauces. I used to make my own bread. I used to stretch a chicken from being one roast to being a roast, soup, risotto, arancini, curry and pasta bake.

I tried to grow a few little herbs and things. I never got to grow much as we didn’t have the space, but I tried. I dehydrated what I could and stretched everything as far as possible.

I made lots of things from scratch as well as sewed a lot and made gifts instead of buying lots of them.

To be 100% honest I really don’t know how we managed financially. It was certainly tough, but I learnt some fantastic skills I really want to teach my daughters.

And now that my big projects are having a little break, I am free to go back to doing things I enjoy such as cooking and sewing. I just need to get my oven connected...


Instead of looking at frugal living as having to cut back everywhere, I look at how things I enjoy doing can save me money. It certainly makes a difference

Aspiring Millionaire - recap

I set the challenge to become a millionaire when I was 24, nearly 25. I decided I wanted it by my 30th birthday. Considering the wage we were on, where I was living and how things were shaping up in my life it did not really seem possible.

The past year and a half have proved to be very interesting and have brought about some significant changes in my life that I could not have imagined when I started this blog. I know without a doubt I will achieve my goal easily now and have decided I want to be completely financially free.

I have learnt so much on my journey to becoming a millionaire and have meet some really great people along the way, both online and in real life. I have been truly inspired but what people have overcome or are dealing with and am so touched by the support I have recieved and the encouragement. Yes, I have been faced with negativity, which has really hurt when I was starting out. Now it doesn't bother me.

Anyway, since I have been reflecting and since there are quite a few new followers/visitors I thought I would share with you some of my favourite posts since the beginning of my blog.

Doing the 50 questions to free your mind can help you see things differently.

Often we can get so hung up on what we haven't achieved on our Bucket Lists that we forget what we have achieved. So I decided to write things I have accomplished before writing my new bucket list.

Comparing our wants vs needs can have a huge impact on our savings.

The real cost of stuff might change your view before you buy the next thing 'you must' have.

6 savings plans gives you some options for ways to save money and there is something for everyone.

Hope you like them.

Pumped - 101 Ways to beat petrol prices

I got this book recently for $1 as Angus and Robertson were closing the store near me. It was published in 2008 and written by Roz Hopkins.


It is not widely available anymore but it you click here, the link will take you to Booko and their link for where to buy it cheapest, which when I looked was about $6.50. Its not an affiliate link.

I thought it would be an interesting read with rising petrol prices. On the way home today I heard on the radio they expect prices to hit $1.55L, which is about 10 - 15 cents more than I have been seeing lately.

For my USA readers, 1 gallon is 3.78L. We basically pay $5 a gallon for petrol/gas here in Sydney. It is more expensive in other parts of the country.

You can see why I thought this book would be a good read.

It was a pretty good read. Lots of the ideas are the usual things you hear like combine trips, fill up on the cheap day, drive economically (aka slower and take off slower) drive a more fuel efficient car, convert to LPG etc...

The book is divided into sections, so it is easy to locate what would be applicable to you and what wouldn't. Roz has also used an example couple where the wife drives a Ford Focus and the husband drives a Nissan Pathfinder V6. He uses their cars often to demonstrate the possible savings.

There were many ideas in there I had not heard of which was good such as do not fill up more than the first click, as petrol can be lost in the overflow pipe. I don't do that anyway, but good to know a reason not too.


It is not just a big list of tips. Each tip is clearly explained, many with websites to visit for more information or scientific reasons behind the idea.


If you applied a few of the ideas in this book you could very easily save a few hundred at least off your petrol bill, assuming you aren't doing much already.

At the back of the book you will find a guide which demonstrates which ideas save the most money, are the most environmentally friendly, other benefits and which page they are on. Like an informative index.

I liked Pumped. It was a quick read and I picked up some tips I can apply to save myself some money, as well as added some knowledge and reason to some of the things I already do.

What are some of the things I already do?

1.) Combine errands. I try and do everything I need to do all at once
2.) Walk wherever possible or use public transport
3.) Clean out my car. The more stuff you carry around in your car the more petrol your car uses to keep going. I used to have a lot of extras in my car, now it is pretty empty. I was carrying around my pram for 2 months and it wasn't getting used. That's an extra 7kg. Now it only comes if we need to use it.
4.) Fill up when it's cheap. I take notice of how much petrol is all the time. If its cheap I fill up.
5.) Get my car serviced regularly to ensure it is running to the best of its ability.

Those are just 5 things that make a big difference for me. There are many other things you can do, obviously, this book has 101 suggestions!

How to stop spending

Yesterday we walked past Angus and Robertson bookstore on the way to do our groceries. Usually I don’t go in there because they are twice as expensive as getting books online. Yesterday they had 50% off signs up everywhere. I am a sucker for cheap books.

So I popped in looking for 1 book I really wanted (which it turns out they did not have) but then I proceeded to look at other books there. I found heaps I would love, all at 50%.  I would love them, but I don’t need them and realistically there are plenty of other things I would rather spend my money on at the moment.

I do feel sorry for Angus and Robertson and the situation they are in. I feel sorry for the staff (although yesterday they really could have cared less about the 5 people in the store. Instead of helping they sat at the counter colouring with no hi, how are you? Can I help you? Then when I went up to them and asked about the book I was after, the body language was clear – How dare I interrupt!) BUT when their books are already twice the price of Amazon or Book Depository, 50% = the price I would pay online.

So I stopped looking and left.

It’s not a bargain if you don’t need it!!

I had no intention of buying any other books so there was no reason for me to keep looking. It is amazing though how most of us see that SALE sign and go for it. Its a bargain right? Most of the books I loved were $50 - $60 ea, so down to $25 - $30. I could have bought 5 and saved up to $150!!!

Correction. I would have spent $150.

So how do we avoid these ‘bargains’. The first step would be recognising when we are being sold to and it happens more often than you think! (Thanks Michael Bay, you record holder you, most amount of brand sponsorship in a movie!) There is an awesome post about how we are marketed to here.

As well as recognising when we are being sold to you can set up a cash budget. So leave your cards at home, take only the cash you have allocated and stick to a menu plan and shopping list.

Allow yourself some sanity money in your budget to enable the occasional splurge.

Have goals. They don’t need to be huge, just starting with something small, such as saving 10% of each pay for 1 month, then build your goals from there.

And lastly, avoid the shops. If you have a menu plan for a week or more, don’t go back to the shops. Buy what you need in one hit, then just don’t go back. The more often you are there the more likely you are to spend money. Don’t use shopping as a hobby. Buy what you need, as you need it and have the money for it, then leave the shops. Do not spend more time there than necessary.

I know these are easier said than done, but they really will help. You’ll be able to say I saved $150! And actually have saved it by not spending and have it in the bank!

Aussie Bloggers Conference

Yesterday I got to go to my first ever blogging conference. Actually it was the first blogging conference for Australia! Which was very exciting. I learnt a lot and met a lot of great bloggers

I wanted to share with you who I got to meet, so there are quite a few links in this post, but I wanted to share some awesome blogs with you all. I tried to link to a page I really liked, not just the home page, so there are some awesome articles in here!

Firstly, I got to sit at the table right in the middle of the room, close to the front, so had an awesome view of everything. I also got to sit with some lovely ladies, Calm Blue Ocean with her first list post, Pesky Pixies with her 2010 year in review,Green Mama, Bumparella with her so cute nursery make over. We also had a nuffnang rep on our table and another blogger I barely got to talk to as she arrived after the rest of us and was on the other side of the table, so hardly got to talk. My bad for not getting a card, sorry.

Anyways, onto lunch. At lunch I got to sit with a few different people such as Colin Wee of Super Parents with Living a Life worth Living - 40 Tips. He has some great advice on his blog and he has spent a lot of time as the parent at home which is really interesting. I had a really interesting chat about homeschooling and how its different in the States with A Cajun Downunder (here's something you don't see every day. Seriously.) I am heavily leaning towards it and she told me things I didn't know, so that was great. Also Nellbe who is gluten intolerant and has some excellent recipes and advice on her blog.



I had an awesome chat with Magneto Bold Too and was really glad to meet her. She was also one of the speakers at the conference. She spoke in the my blog my story part of the conference and I really wanted to talk to her so glad I got to.

Frogponds Rock gave an interesting talk and she is quite entertaining. She is also fortunate enough to live where I would love to, in Tassie.  She's a true 'greenie', which I know, from experience, where she lives is not the easiest. (Despite it being a beautiful green state.)

I loved the conference and was so glad I got to meet some awesome new bloggers. Sad I didn't get to meet everyone, but thoroughly enjoyed it all.

I plan on going through the full list of attendees and checking out all their blogs.  Looking forward to next years!


Thank you so much Brenda, Veronica, Karen, Tina and Nicole!!!

Edited to add - I KNEW there was someone else at lunch, Michelle from Farmers Wifey,, thanks for contacting me and CoAstY's journal! Was awesome to meet you guys. :)

Featured on Seven Cherubs - Mother Heart

Well today I am featured on Seven Cherubs as part of their Mother Heart posts, where Naomi interviews mum's. I was so honoured when she contacted me about it and love the job she did.

It was great fun answering and Naomi is really lovely.

You can check out the post here.




Another part of her blog I really love is her happiness project where she has listed things that make her happy and is setting about doing them! I think this is a great idea.

Anyway, go check it out!

Aussie Bloggers Conference

So, it is only 2 days until the....



Aussie Bloggers Conference!!!!

I have been nervous about it but now I am pretty excited. There’ll be 150 bloggers from all over Australia meeting up here in Sydney which is awesome!!!

You can check out the list of attendees here.

When I first started blogging I read about conferences in the USA and always wondered what it would be like, so I am really happy that there is going to be one here in Australia.

In the USA there are conferences for specific blog niches which is great, but I think I would find it a bit daunting at this stage. The Aussie Bloggers Conference looks like it will have an excellent mix of bloggers who cover a variety of topics.

It'll be great to meet them all in person as well as listen to the fantastic speakers and learn more about blogging.

I never thought I would like blogging as much as I do. I originally started out just to keep myself accountable with my goal, but it has taken on a whole life of its own, which I am so glad about.

When I first heard about the conference I ummed and aahhed about going and am so glad I signed up. It was through them I got my publishing contract which I will be forever grateful for. Mary Masters saw me on the list of attendees and loved one of my posts, which has now been turned into a book, due out in June.

I am amazed at how mu life has changed with blogging and how something as simple as attending a conference can change your life.

I can't wait to meet everyone! Are you going?

The Law of Attraction - How it has worked for me

During my time pursuing my goal of becoming a millionaire I have been extremely focussed most of the time and have found some very interesting things about how what I think directly influences the things in my life.

With all the tragic events in modern history, especially the recent spate of natural disasters it can be easy to focus on the negative and think, ‘what’s the point? You can’t control anything!’ It is true that if a natural disaster happened there is nothing you can do to prevent it. You can set up measures beforehand to minimise damage, but essentially, if it is coming you can’t change it.

That does not mean you should give up. It does not mean you should focus all your energy and thinking on all the bad things that have happened. Changing the way you think can change your life. Circumstances surrounding you may not be perfect but you can still be happy.

I am not trying to make light of the disasters, just trying to point out a different perspective. It need not be all doom and gloom.

So here is how the law of attraction has worked for me.

Most recently with my $10,000 ChallengeI could see things quite clearly. When I was focussed on making money a variety of ways presented themselves. When I focussed really hard on being frugal it was like all the money making ideas and opportunities dried up. This is not the first time I have noticed it either.

Often I tend to swing heavily one way or the other. I am not great at maintaining balance. I will either be really set on making money or really set on saving every cent.

I am not saying that I should not be frugal. I am simply saying I should not focus all my energy on it. I already know what to do, I have set my budget and as long as I stick to it, that’s all I really need to do. Focussing on every little aspect of my life and how I can squeeze another penny out of it does not help me. It results in me HAVING to live that way.

For example, during this challenge at the start I was focussed mainly on making money. Saving money was a side goal and going to be included but making money was what I really wanted. About halfway through I started focussing a lot on how we could cut back and be more frugal to save more money. The result? It was when frugality was my focus that my husband had no overtime and his hours were cut. He was also told it looks like work is drying up and he should keep his options open in looking for other work.

It was also at this time we both had job interviews which neither of us got. I panicked a little and started looking at more ways we could save and thinking what are we going to do.

It was only towards the end of my challenge when it dawned on me what I was doing. I was focussing on the negative, not the positive.

When I made this realisation and changed my thinking to “We can do this” and “We are financially successful” as well as “We have all the money we need” that things started to pick up. I got a cheque in the mail, my husband’s work picked up to crazy levels and it doesn’t look like it will slow down anymore, plus ideas have been flowing.


I am not suggesting you throw all frugality out the window or that just thinking things will make them happen. Frugal living is often environmentally friendly and you do still need to have a budget and stick to it. What you don’t need to do is fuss over every little thing. If you stick to your budget (as long as your set a realistic one) you should be fine.

Set your budget, set your goals and then go for it. Your goals should be your main focus. How you will feel when you achieve them and fully visualising being in that position in your life will help you to achieve them rather than attract negative energy.

You make the decision about what will happen in your life. Lots of bad things might happen, but it is how you deal with them that will determine your success. If you truly want to be successful and financially free you will be.

I know I will be a multi-millionaire. I know I will own my home and have multiple streams of passive income. I also know this will happen within the next few years. Why? Because that is what I decided and that is what I am going for. And you know what? Things are happening. My life is changing.

Back when I started this blog I knew I wanted things to change. So I decided they would. I made my vision board, set my goals and tried to work out ways I could make money. Looking at the figures of what a stay at home mum earns (um, nothing), how much I needed to make, nearly $4,000 each week for the time frame I set myself, not taking interest or anything into account, it looked to be an impossible goal.

But I have maintained my focus and know that is what will happen.

Once you make the decision follow it. You can decide if you are rich or poor. You can decide to change.

There are certain things outside of our control, but if you have faith in yourself and what you want to achieve, anything is possible.

The Law of Attraction

This is a video I thought I would share about the law of attraction. I like the quotes Will Smith uses and how he explains it. Next week I'll tell you all about my personal experiences with the law of attraction.

I'm a big believer of The Law of Attraction. It has definitely worked in my life and that of many people I know.

I know lots of people scoff at it, but next week when I tell you about my exeperiences, maybe you will see it differently.

Despite what many think, it is not just a matter of saying to yourself "I want this". There is more to it than that.

$10,000 Challenge wrap up

So my $10,000 Challenge is over. Did I manage to do it? Yes, I did.

I managed to make and save $10,000 in the last 6 weeks. I needed $10,000 to complete some renovations, some of which I was quoted quite heavily for. Well, I managed to do it the following ways...

1.)    Found a quote for $4,000 less than the others for the driveway

2.)    Menu planned and used what we had

3.)    Shopped with a list and did not deviate from it

4.)    My husband’s work

5.)    De-cluttered and sold things

6.)    Looked for all our ‘little bits and pieces’ such as money sitting in paypal, small bank accounts and coins around our house/car/everywhere

7.)    Saving money on other things on our list reducing the amount we needed to find

8.)    A few little projects I had been working on I got part payment for.

So basically it was a pretty even combination between savings money and finding ways to make extra money and consolidate everything.

We have a few more things we will be doing this next week which should result in a few thousand dollars, but we are really happy with what we achieved in the 6 week period.

We didn’t get to have the garage sale I wanted to do, but I did get to sell some things online instead and my garage is definitely looking better.

We have also managed to book and complete nearly everything on the list we wanted to get done. There are only a few things left to do that we were using the $10,000 and the house is looking and feeling so much better.

Hopefully we will be able to sell it for the price range we are thinking and move!

Loyalty programs and their points

Since I am doing a $100 Christmas this year and am looking at ways to earn extra gift cards to use (if only we had as many options as those in the USA!)

So I decided to compare the different loyalty clubs I have anything to do with to compare their rewards system and see which work out better for me.

Firstly I decided to look at the groceries. I actually shop where ever is cheapest, and these ‘loyalty’ schemes do not persuade me as to where I will shop but I thought it would be interesting to compare.

The 3 main grocery ones I know of for Australia are Fly Buys, Franklins and Every Day Rewards (Woolworths)

With Fly Buys you can accrue points from Coles, Target, K-mart, Bi Lo, Curves, Best Western and a few other places. For the most part you get 2 points for every $5 (thats at the retail/grocery stores). You need 2600 points to cash out a $20 Fly Buys gift card (which can be used at their affiliated stores). Working this out you need to spend $6,500 to get $20. Each $1 you spend is worth $0.003. woo hoo.

Next is Woolworths where your points can be accrued as Qantas Frequent Flyer points. You can earn points at Woolworths, Big W, BWS and Dick Smith. You earn 1 point for every dollar you spend over $30 in a transaction, or over $50 at Dick Smith. If you spent $200 a week (I spend less, but will use this) thats 170 points a week. It would take 22.05 weeks to accrue enough points, or $4411.50 for a $25 voucher. You need 2750 points for a $25 Qantas Frequent Flyer Store card. (Alternatively you can keep accruing points for flights and things.) So each $1 you spend is worth $0.005. Better than FlyBuys, but still not awesome.





Last up is Franklins. You can only accrue and redeem points from this loyalty club with Franklins. 2000 points can be redeemed for a $20 Franklins card, and you can redeem at as little as 500 points for $5. It can be taken off your groceries at the counter too. So spend $2000 and get a $20 voucher. Certainly looks better than the others, but it is very limited. $1 you spend is worth 1c!! Wow, we finally hit the 1cent mark for rewards!

Now, these are just the basics. With each of the programs there are bonus points for different things you buy, or bonuses for signing up to their credit card or whatever. What I have written above is the very, very basics.

With what we spend if I did it all at Franklins (which I don’t) I could get 2 $20 gift cards. Not holding my breath about earning vouchers for Christmas this way.

All my other ‘loyalty clubs’ don’t really offer gift card rewards and I don’t really spend enough anywhere to earn points.

I know there are many out there for almost every store, but since I can get most of what I need online for cheaper or at stores without loyalty clubs which are really not worth it, I don’t use them.

Prior to this I never really thought about which loyalty club works out better, but then I supposed for me it is not a large enough factor in my groceries as I prefer to save the cash rather than cash points by shipping smartly.

What loyalty clubs are you a member of?
(I’m based in Australia, so Aussie ones would be awesome, though I am working on convincing my hubby we should live in The States for a year, he’s a citizen, so any clubs would be good.)

I'm featured on Thrift Culture Now!!

Recently I did a mini interview with Thrift Culture Now about my life and my blogs and what I do. They wrote it so well!!

You can check it out by Clicking Here!





So welcome new readers, especially those from Thrift Culture Now! As you would have read I am trying to become a millionaire by 2015 and am doing this with a mix of making money as well as living frugally.

Lately some of the things I have been doing are a $10,000 challenge where I aim to make/save $10,000 in 6 weeks to complete some renovations on my home and improve its value.

I have just set myself a $100 Christmas Challenge where I will not spend more than $100 total, plus gift cards I earn from surveys or mystery shopping.

If you click here this link will take you to all the posts on things I am doing to give you a bit of an idea about me.

One of the most important things about my challenge is that I have total faith in myself and can see myself achieving my goals.


If you look to the right you can see my most popular posts or you can just click on any of the words up the tops to go to anything you might be interested in such as make money or save money.

Have a great day!

$100 Christmas

This week as I was reading some blogs I came across an awesome challenge to do with Christmas and presents. Over at The Saved Quarter they have a $100 holiday challenge. Basically for all the presents they give they spend no more than $100 total. Not $100 each present. $100 to cover everyone. (Or at Cents to Save they are doing $500)



Now, at first, this may seem extreme and impossible, but there are many ways to make this work. They use gift cards and vouchers from different sites. There’s a lot more of these in the States, but there are still plenty you can find here in Australia, which I have listed here. There’s mystery shopping, online surveys and more you can do.

You can re-gift if you are comfortable with that and make sure you don’t do it in the same social circles so you don’t hurt anyone’s feelings.

You can also make gifts such as sewing bags, aprons or pencil cases, growing things such as herbs, fruit or vegetables, cook gifts such as biscuits, cakes or jams.

There’s always the option too of vouchers for service, such as 5 hours free babysitting or looking after the kids overnight, doing someone’s garden for them, mowing lawns or even cleaning in the house. Anything you can do they might like.

Doing a Christmas for under $100 is doable, but does require planning. It’s easier with younger kids in comparison to teens who want the latest $500 gadget (although, personally I am opposed to spending that much on your kids, up to you though). But, in an effort to stop being so materialistic I have decided to embrace this challenge.

Some people are doing it as a $500 Christmas challenge, but I am going to stick to $100. I will be using gift cards I accrue for various reasons throughout the year. I do some surveys online, but also collect points through FlyBuys, Everyday Rewards and Franklins but am not sure I will earn enough points for anything through them.

I’ll post later about my action plan, but thought I would share this now. So who’s interested?

March is education month

As per my New Year Resolutions March is education month. This month I wanted to really focus on the diploma I have been doing which I could have been doing faster if I had been focused. Instead, it is taking a lot longer than originally planned. I am also going to be attending...

The first ever Aussie Bloggers Conference!!

Where I plan on meeting heaps of cool bloggers and learning more about everything.

But, back to my diploma...I did just complete the first part of my Advanced Diploma in Financial Planning and have received the material for the next stage. I haven’t even looked at it properly yet, as there is so much else going on.

Last month was my organisation month where I was going to set rosters and things, but since a lot of renovations and book editing happened last month, I didn’t end up working it out until the last day of the month. On the 28th Feb, my husband finally sat down and discussed having a proper plan with a calendar and what times we want to do things. So on this I will be putting in my allocated study time each week.

As well as my diploma March is the month I am going to educate myself on my website as well as things to do with my blog. Whilst this education is not the same as going to school it is still education. I have already started teaching myself some things and doing research to set it all up. I will also be educating myself more on blogging aspects I want to know more about.

I am also learning more about twitter, facebook and my phone to enable me to use them all together to improve my blogging.

Besides blogging and my diploma I am very interested in health things and have been reading Sweet Poison which is about the affects of sugar on our bodies. So far it has been a real eye opener. I had wanted to cut sugar from my diet anyway and this has motivated me to do so even faster. I have been doing more research on where our food comes from and what different foods our bodies need and what we don’t. It has been really interesting and something I want to learn more about.

So there is a lot I want to learn this month and I won’t be stopping at just this month, I’ll be continuing to learn new things always. It’s just my main focus this month.

$10,000 Challenge = 1 week left!

My $10,000 is almost over. I have done pretty well I think. I have been quite motivated and focused. I know I could have done better but overall I am pretty happy so far. I have 1 week left.

This past week I didn’t make much. My husband didn’t have any over time and I was so sick most of the week, then my kids were, so this week was pretty much a write off. I have $1,200 to find in the next week to successfully complete my challenge.

I am not quite sure how we will do that, but I am up for it.

Our wardrobes were installed yesterday and the driveway starts today, so whilst this $10,000 challenge has been awesome, it’s not actually cash in my hand right now. I do love my wardrobes though and can’t wait for the driveway.

The things I have been using this $10,000 for, whilst not cash physically, they are all to do with my home and improving its value and helping to create a faster sale when we list it to move. Honestly, for me, that can’t happen fast enough, but I need to be patient.

This week I am not really sure what my plans are for making more money. My husband has done a little overtime and I have had one opportunity come up that may make me money, but I am not sure it will happen in the 1 week timeframe. Also, I can’t discuss details of it just yet.

I am sure something will come up to help me. I just need to be open to opportunities.