Friday, January 18, 2019

Creative And Quirky Ways To Save Money Around The House

We could all do with having a little extra money in the bank now and then. Whether
you’re trying to clear your debts, pay for a trip away, or buy birthday gifts for a loved
one, saving money is one of those necessary evils we all just have to do. However,
that doesn’t mean it needs to be such a mundane and frustrating task. With just a
little creativity and a sprinkle of fun, you can make cutting your household expenses
much less of a chore. With that in mind, here are ten more creative ways for you
to save some money around the house.

1. Choose An Inconvenient Bank
Doing all of your banking in one place is certainly convenient, but that isn’t always
a good thing. This is especially true when that place is the internet. When all of the
money you possess is a mere few clicks away, it’s easy for temptation to take over,
leading you to spend cash you really shouldn’t have. To make this a little more tricky,
you should deposit savings into a different bank account. Make sure that this new
bank is far away and that you destroy your ATM card.

2. Pay For Bad Habits
We all have a bad habit or two that we want to get rid of. Unfortunately, it isn’t always
easy. To give yourself some incentive, you should set up a jar somewhere in your home
and label it with that habit. Then, every time you see yourself doing something you
shouldn’t be, you can put some money in the jar. For example, if you noticed yourself
biting your nails, you can deposit $1. This should help you to break your habit
eventually while saving some money in the meantime.

3. Get Lots Of Sleep
Getting plenty of sleep each night comes with a number of health benefits, but
the financial boost you earn in return goes so much further than just reduced medical
bills. Of course, one of the biggest and most obvious reasons you save is that you
can’t buy anything while you’re asleep. You also can’t eat or drink anything or
watch television, reducing both your grocery and electricity costs. Extra sleep
also makes a better driver, reducing the chance of you being in an accident.

4. Grow Your Own Veg
When compared with a diet full of meat products, the plant-based alternative is a
lot cheaper. Of course, fruits and vegetables themselves are less costly, but the
reduced risk of illness means you’ll also have fewer medical bills to contend with.
For this reason, you may want to become a vegetarian, or, at the very least, have
meat-free days every week. To cut costs even further, you could start a vegetable
garden and grow a few staple veggies you always need in the kitchen.

5. Buy A Tiny Home
Housing costs tend to take up most of your budget, whether you’re renting or paying
a mortgage. With that in mind, the best way to make major savings is to downsize
your home. To take this one step further you could even buy your own tiny house.
It’s clear that these homes cost less than traditional properties, but when you
learn more about these unique tiny homes, you’ll see the savings don’t end there.
You can also save on energy, as there’s less space to keep warm.

6. Try A Different Job
No one enjoys the long drives to work each morning, especially when they cost
hundreds or thousands in fuel and car maintenance each year. To completely
eliminate this expense, you could consider ditching your current job to work from home.
Whether you telecommute or run your own business, this decision can continue
to benefit you financially long after you’ve got rid of your car. You also won’t need
to buy clothes specifically for work and will be less likely to eat out.

7. Cut Your Hair Shorter
Having long hair can be a frustrating ordeal. You have to brush it a lot, it’s always
getting in your face, and the water, shampoo, conditioner, and other hair products
you need to use on it all cost you money. To reduce the amount you spend cleaning
and styling your hair, you should consider having it cut a little shorter. Rather than
go to any salon for this restyle, shop around for a skilled beauty student. They tend
to charge less for their services, as they’re not fully-qualified.

8. Toilet Train Your Cat
Cats are strange little creatures. They roll around on the floor and lick themselves,
yet still expect to be treated like royalty by their owners. Aside from the occasional
cuddle, the only thanks you get for the care you give is the chance to clean their
litter box and pay out for the litter itself. To completely cut out this expense, you
should try toilet training your four-legged friend. As ridiculous as it sounds, it’s
supposed to be quite a simple and rewarding thing to do.

9. Make Your Own Cleaner
The cleaning supplies in your cupboards are both costly and harmful to the environment.
Because of this, you should consider switching to natural alternatives and make your
own. With just a little vinegar, lemon juice, or bicarbonate of soda, you can
make all-purpose cleaning products that work just as well, if not better than those you
find in supermarkets. From glass cleaners to laundry detergent, there are so many
supplies you can make for yourself.

10. Go Shopping On Wednesdays
The most popular day to go grocery shopping is a Saturday. This is because most
of us are off work for the weekend and stores are open much longer on this day
than they tend to be on Sundays. The problem with this is that businesses know that
Saturdays are going to be busy, and as such, don’t release their discounts on this day.
If you want to save on your shop, then you should head to the store on Wednesday,
when most places kick off their weekly promotions.

Saving money doesn’t have to be so boring. With these creative ideas, you can
have a little fun when you cut costs.

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