You read that right. Have you thought about Christmas 2014? I know, I know. We only just had Christmas 2013 and New Year's, am I crazy?
Yes and no.
I've started thinking about it because I won't have my daughters. I have my daughters on odd years and my ex husband has them on even years. I will have something with them before Christmas then see them about 2 weeks after Christmas.
I was thinking for this year, I would try a new tactic. I don't have as many presents to buy for anymore which is nice. I have done various things to save money and not blow the budget at Christmas.
Some of the things I have done before include:
- Making gifts
- Entering competitions
- Buy one get one free items
- Gifts of service or time
This year I was leaning towards a 'reward points' Christmas. Meaning, I would save up all my points on my various loyalty clubs, the gift cards and birthday bonuses will be used to purchase gifts for my intended loved ones over Christmas.
I am planning on going overseas since I won't have my children, any points I can use for travel will go towards the travel. Other points will go towards gifts.
The aim is to spend as little as possible on both Christmas and the travelling. I already have points I didn't cash in last year to be used this year. I know my budget on gifts and even though it is not my actual cash I will be spending, I still plan on sticking to a budget.
So tell, have you thought about Christmas next year? Where you will be spending it, how much you will budget for it and where the money will come from?