Friday, January 18, 2013

Change of direction - more charitable pursuits

One of the reasons I want to be a millionaire is to help other people more. Aside from wanting financial freedom, which is my real goal, I wanted to be in a position to help a whole lot more than I have. I am so blessed to be born in Australia. I have struggled sometimes, but my struggles are nothing compared to what billions of people around the world have to live with.

Over the last month I have had a strong urge to do more to help others. I had set a goal a couple of years ago to raise $10,000 for a charity, but no charity I found felt 100% right. This Christmas break I found my charity and I am so excited.

I will officially be launching my fundraising drive on Feb 1st. There are a few things I needed to get organised first and I wanted to create a proper fundraising plan.

To start with I opened a bank account specifically for this purpose as well as a PayPal account. People can of course also donate directly to the charity through the site when I announce it all. The account and PayPal was so I could track things better and when I do cash fundraising events, it gives me somewhere to deposit the money properly. The charity will have full access to all of this, so everything is transparent.

Aside from this I also decided to use some of my insurance money from my recent robbery to help others. Since I was in primary school I have wanted a sponsor child through World Vision, but didn't feel I could commit to it and my financial situation has been so variable, often with me barely able to take care of myself, let alone donate routinely. A couple of weeks ago I finally did it.

I know I am much better with annual bills than monthly ones. I don't know why, it's just how I am. So I paid for 1 year sponsorship in full and now am just putting aside a little each week, so next year I can pay another year in full. My child is only 10 and I hope that I can go to Kenya and meet her in the next few years.

Another donation was to The Fistula Foundation. I read about it in a magazine I picked up at an op shop. I was cutting it up for my vision board when I came across an article on different charities. I cried when I got to Fistula Foundation and immediately donated so a woman could have the operation. I take so much for granted here in Australia.

I also like to donate through Kiva. I have done it for a while now and love how the money can be reused over and over. There are other sites similar to Kiva. I just found one which lets you pick the interest, unlike Kiva who charge astoundingly high interest rates, which I don't like. I am testing the new one to see how it goes and will let you know. It is called Zidisha. It is nowhere near as big as Kiva, but if it works and I can loan to people charging no interest, I will be donating a lot more through them.

My desire to help those less fortunate than I far outweighs my desire to be a millionaire now. As long as I can provide for my family and do what I love, I am happy.

What charities do you donate time or money to?

2 comments :

  1. I stopped donating money to charities! Last year I started donating time and it is much better than a monetary donation. I started volunteering with a nonprofit that makes food for the homeless. I just started with a few hours a month, but will add time as the year goes on.

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  2. Time is great and there are a lot of charities where time and volunteering is very beneficial, then there are other charities where money is more beneficial. At this point in my life time is hard for me to do because of my 2 children, but it is something I plan on doing more of later.

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