Following on from my $40,000 in 6 months, I am happy to say we already have $1,250. I was very tempted a few times this week to buy a few things, but I decided my $40,000 goal is more important. Some were only $1, but its the little things that add up.
We were able to keep our groceries low and aim to for the next few weeks, as we have a fair amount of meat and dry goods, so we only really need fresh food. I have my menu plan and we are on track.
The next few weeks will probably be a bit weird for us financially as my husband is changing work slightly and his pay will go from being weekly to fortnightly so we will need to get used to that again. It has been nice having a weekly pay, but we have had fortnightly before, so its ok.
We are seeing our bank this week to discuss options as our mortgage comes off the fixed rate. I am seriously considering changing and have spoken to a broker about our options, so I am going in fully informed. If they do what we want we’ll stay, if not we will change everything. Doing what we want would free up $250 a week and other banks are willing to do it, it would just cost a fee, whereas staying with our current bank is free. Anyway, that $250 can go straight off the car loan then.
We have some things to sell, so will list them in the classifieds and eBay this week. It won’t be until the end of the week as I am in Canberra on my own.
On top of all this I have a garden which is coming along nicely, we have been saving as much electricity and water as we can and are watching everything closely.