Image from my Hawaiian holiday and where we need to go this year
About a week ago I worked out I would need $40,000 in 6 months to be able to complete renovations, attend my sister in laws wedding, visit my sick grand parents, get rid of debt etc... Its a lot of cash and I am determined to do it. I did my $10,000 challenge and whilst this is bigger I believe I can do it. (I use the term 'need' loosely as they are mostly not needs, but wants we will regret if we don't do them because of family).
This week I have been doing a $21 Challenge. What is that? I originally heard about it on Simple Savings. Basically you have $21 to feed your family of four for the week. You can add $5.25 for each extra family member. It is up to you if you choose to include nappies, toiletres etc. or just do food. I decided to include everything.
Not only did I decide to do a $21 Challenge, but I also decided to do a No Spend Challenge, meaning no spending except on bills and groceries.
And what a week for me to pick it. Without thinking I committed to it, then a few hours later it dawned on me. This week includes my mums birthday, my birthday and my wedding anniversary. Great. Real smart!
Actually, as it turns out it is. It has prompted me to look at how I can change a few things around here to make sure I stick to my challenge. I could use the excuse that 'its my birthday' so that's the same as a get out of jail free card, but I am not. I could just go crazy next week and buy whatever I want right?
Wrong. I planned to do the No Spend until we have the necessary funds. I have budgeted a small amount for gifts but mostly I want to make them or use things from my present box, after all, that's why it's there.
I have found some options for my mum, our anniversary meal and have a few ideas for my birthday.
To be able to do all of this effectively I will need to be organised and plan things well.
This is mostly separate to my challenge, but I thought it was interesting all the same.