Katiegirl from The Life and Times of an Ordinary Girl tagged me so here it is. 9 things I've had to learn the hard way. This was not easy to write. I really had to think about it!
1.) We should have bought here when I wanted to instead of Sydney. Back then my husband did not want to move interstate, so we bought near his family. Fast forward 2 years and we moved interstate to Australia’s most expensive city to buy a house in. We could have bought a house 4 years ago for much less than they are now.
2.) I should have stood up for myself a long time ago. There are things I have put up with and put up with and I look back and can pinpoint the exact moment where I said ENOUGH! Only to be talked out of my decision. I should have stood up for myself then and not let people talk me out of what I know I should do. I don’t anymore. I do what I know is best for me adn my family.
3.) I should not window shop. I end up wanting things I don’t need. Especially when I have a bit of time between things I am doing and I think, oh, I will just pop in and have a look. No, don’t do it. I end up spending $20 - $50 on something I barely use and end up throwing out within a few months or worse yet, never using at all.
4.) I should charge properly for what I do. I know when I had my business I should have charged more for lots of things I did. I know I should have charged more rent when I first rented out my house. I realise now that my time and skills are worth more than what I have always thought. Not everyone can do what I do and just because I think it’s easy doesn’t mean it is.
5.) Paying more for a quality item is a much better way to spend money than getting a “bargain” on the cheap thing. I used to have so many cheap clothes I hated. I bought a cheap digital camera and the photos were crap. I bought a cheap vacuum cleaner and it’s useless. With all the cheap things I have bought I have either not used them or hated them. I now buy quality and even though the last pair of shoes were 7 times more expensive than my regular shoes price (I usually spend $20) they are worth every cent. I use them ALOT. I bought a better digital camera and the pictures were 100% better. The quality was amazing compared to the cheap camera. Quality, even if more expensive will get used more and last longer making it a better “investment”.
6.) Kids break everything. You need somewhere to lock away anything you do not want them to touch otherwise it WILL get broken. They have this amazing ability to sense you love something or need something and without fail will go out of their way to damage. Yes, it’s a fact. It does not matter how often you tell them not to touch something the temptation is too strong.
7.) Nothing ever goes as planned so stop expecting it to. I have a hard time with this one but I am getting better. I expect things to go a certain way but it never does. It’s good to have a plan, but you need to be flexible if things don’t go as planned and be able to wing it. Also, you have to try not to get too hung up on the fact that it hasn’t worked how you wanted. It’s nice when things do work out how you want, but be prepared that they probably won’t.
8.) Pay yourself first. If I had done this properly as a teen and young married and invested the money properly, I would be much better off. When I think of all the money I wasted it’s quite sickening, BUT it gave me life experience. I wasted so much money on clothes, make-up, eating out etc... If I had put that money into a savings account, invested in various things I would be rich now, but you live and learn. I am still young and am so glad I have realised this now and not gotten to be n my 40’s looking back going – “Wow, I have wasted all this time, and now I have to play catch up.” The younger you start the more it’s worth.
9.) I need to believe in myself. There are so many people out there who like to tell me I will never make it, or why am I trying etc... That sort of negativity serves no purpose and leaves me feeling bad about myself. But I know I can do it and I know that I am trying because it will work. Just because others might not see it (which could be partly due to jealousy or not wanting me to succeed) does not mean I won’t succeed. If I don’t believe in myself why should anyone else?
So there you have it. I'm sure there are more and I know there will be plenty more to come. After all, isn't life about learning?
I forgot to tag on! lol. So I am tagging Alicia at One Mum's Musings, Chocoholic Mummy at The single mums guide to owning a home debtfree and lastly Lambchop at Let the Games Begin. So girls, pass it on! lol.